Interview question and ans

Consider this list your interview question study guide. Can you tell me a little about yourself? Start off with the specific accomplishments or experiences that you most want the interviewer to know about, then wrap up talking about how that prior experience has positioned you for this specific role.

Interview question and ans

Greetings from the Team Bankers Ambition! We struggled to be concise and exhaustive at the same time; and after vacillating for hours came with the following result that we are going to present before you now!

HR Interview Questions and Answers

Why did you choose so-and-so bank in your preference list? While you may have your own reasons for choosing your preference list, visiting this page may help you with your answer. Why do you want to join banking sector? Banking is one of the fastest growing sectors in India providing a wide range of career opportunities to graduates like me.

And, Banking requires maintaining excellent rapport with the customers. You can get in trouble with cross questioning. Also, have some data ready as to why Banking is the fastest growing sector.

Only say stuff that you can back with data! What is a Bank? What is a Cheque? A Cheque is a negotiable instrument instructing a bank to pay a specific amount from a specific account. In other words, A cheque is a bill of exchange drawn on a specified banker and payable on demand.

What is a Demand Draft? Demand Draft is a negotiable instrument that is used for effecting transfer of money.

Interview question and ans

What is the difference between Cheque and Demand Draft? As per KYC guidelines prescribed by RBI, some personal information of the customer is required while opening an account or renewal of old accounts!

The objective is to enable positive identification of customers by their respective Banks; and to prevent money laundering. The documents as mandated under KYC guidelines are: Photograph Proof of identity.

Cross Questions can be asked about money laundering. What is Money Laundering? Money laundering means presenting an illegally obtained money as legitimate by creating a complex chain of sub processes.

This convoluted chain makes it difficult to trace the source of the illegitimate money. What do you know about RBI? The Reserve Bank of India is the central bank of India.

What are the functions of RBI? For an amazing Infographics on RBI, visit here 9. What is a Monetary policy? Monetary policy is a type of macroeconomic policy by which central monetary authority RBI controls the interest rates, thereby effecting control over supply of money in the economy.

What is Fiscal Policy? What is a Repo Rate? Repo Rate is the rate at which RBI lends money to commercial banks. Whenever any bank faces shortage of funds, it can borrow from RBI.

Decreasing Repo Rate will help banks avail more money at a cheaper rate. For more information on Repo Rate, visit here What is Reverse Repo Rate? Reverse Repo rate is the rate at which RBI borrows money from banks.

RBI uses this tool to drain excess money circulating in the banking system.Bank Interview Questions.

Interview question and ans

Get Top 50 Banking Interview Questions from this page!!! Here on this single page, you will get questions mostly asked at the time of Interview with their answers. Review the top 50 interview questions asked by employers, examples of the best answers for each question, and what else to do to make a great impression.

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Gyan of the Day Only under the above cases, bank can lend below base rate. We hear regularly that all bank branches are turning CBS.

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General Short All Technical Civil Site Engineer Frequently Asked Questions. How to Prepare for IBPS PO and Clerk Interviews and Get Instant Results with Questions based on Experience! Greetings from the Team Bankers Ambition! Discover and Leverage for the most common IBPS PO Interview.

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